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Showing posts tagged with Risk-based Authentication Services
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vipblog | 06 Aug 2008 | 0 comments

by Perry Tancredi, Senior Product Manager, VeriSign Fraud Detection Service

I'm Perry Tancredi, and I manage the VeriSign VIP Fraud Detection Service product. A lot of times when I explain what I do to my friends and family, especially when I talk about some of the latest attacks we see, the conversation turns to whether or not it's too risky to do anything online at all. People want to know if I think banking and shopping online is safe, what virus program I use at home and what they should be doing to protect themselves.

I had already been writing this post when the news about the largest case of identity theft in America (BBC,...

vipblog | 02 Jul 2008 | 0 comments

We asked people on the streets of San Francisco about what they do online, how many passwords they have, and whether they think their personal information is safe.

"Any bill that I pay, other than my rent, I pay online"
"There's probably a lot of sites out there that have my personal information."
"Sometimes even with secure sites, hackers get through"

"Every time I use a credit card, I hope that's the only place it gets used."

Find out how VeriSign can help keep your online identity safe.

vipblog | 23 Jun 2008 | 0 comments

By Yohai Einav, VeriSign Senior Fraud Analyst

I was on my way to the airport, chatting with my cab driver. After I told him my overused joke about the peasant, the seigneur and the miraculous goat, he asked me for my profession. "Oh, fraud?", he said. "You know, I almost lost $7,000 to card fraud last year".

So the sanguine driver told me how his bank called him, warning him he had gone into overdraft. When he investigated this he found that his Visa card had recently been charged with $6,000. He called Visa, and they told him - "Sir, didn't you make two £1,500 transactions in London two weeks ago?"

No, he was never in London. No, he rarely uses the British Pound in Israel.

"Time out", I said. "Credit card issuers know that this could happen, and no way could these two transactions have passed without Visa noticing them". Firstly, the amounts were high, and secondly, the driver's card had a consistent pattern of transactions in only one...

Tim Callan | 19 Jun 2008 | 0 comments

Posted by Fran Rosch, VP of VeriSign Identity and Authentication Solutions

Living in California, I have tried to become as environmentally conscious as possible given the grim reports on climate change and rising sea levels. The major steps I have taken along with my family include installing brand new energy efficient appliances and significantly more insulation as part of our home remodel. We also implement smaller initiatives such as maximum recycling, eating organic and locally grown products and composting as much as possible. I have even given up coffee and my favorite Irish oatmeal because of the carbon required to ship these products such long distances. We also try (but usually fail) to restrict ourselves to bicycle-only transportation on weekends.

I know there is lots disagreement on whether these small actions actually make an impact but they do make us feel better. I also travel extensively for business which blows my personal carbon foot...

vipmobile | 10 Jun 2008 | 0 comments

It's now been about two months since we announced the VIP Developer Test Drive, and it's been a great success! Nearly 200 developers have downloaded the API, and many have already gone on to integrate it into their own applications. Over at Sun, Jeff Bounds has blogged about his integration of VIP with Sun Java System Access Manager/OpenSSO, and even posted step-by-step instructions on the Sun Wiki.

So, have you downloaded the API yet?

vipmobile | 27 May 2008 | 0 comments

Whenever anyone talks about typical authentication use cases, they inevitably use a financial institution as an example. "The user logs into his bank to perform a transaction." or "The bank issues the user a credential to protect his account." We use financial institutions as an example because it's an easy situation to explain -- you have a place with a lot of money, criminals like money, so we protect the money from the criminals. Simple, right?

But we should look beyond the "obvious" places where additional security is needed. If someone breaks into your online bank account and steals your money, it's almost certain that your bank will eventually cover your losses. It may be a giant headache for you, take a ton of time and effort, and it probably reduces your faith in online banking, but you will most likely be made "whole." But now what if someone breaks into your online health record? Or your email account? Or your social networking profile? Or your blog? Who's going to...

vijai | 16 May 2008 | 0 comments

Posted by Vijai Shankar, Sr. Product Marketing Manager

Consumer Authentication has been around for over 10 years in other countries, but here in the USA, adoption has been slow due to a myriad of reasons... the main one seems to be the perceived high cost. As you've probably gathered by now, we don't think it has to be that costly, so we developed a new whitepaper on "5 strategies to reduce the cost of consumer authentication". I know you're thinking this has to be pure marketing fluff, but I think you'll find some nuggets of info in there that are worth exploring. After all, we must be doing something right, we just won the Network Products Guide 2008 Product Innovation Award.

Don't forget:, if you want to test drive VeriSign Identity Protection Authentication Service and see how easy consumer...

vipblog | 05 May 2008 | 0 comments

By Yohai Einav, Senior Fraud Analyst

I have six friends that serve me true
Their names are Why and What and When
and How and Where and Who.
-- Rudyard Kipling

Why quote Kipling in an online identity blog? According to all his biographies, Kipling was never a victim of identity theft, nor did he ever write a blog.

But Kipling knew something about the 6 W's, something that we, in the security industry, often forget: starting with the "Why."

Have you noticed the phenomenon: every discussion about identity theft, security and online fraud - starts with the How and What questions:

"How do fraudsters attack banks?"
"What technologies are fraudsters using?"
"What is the damage to customers?"
"What can we do to protect ourselves?"

All good questions. But, the first thing we should ask is "why?"

"Why am I being attacked?"

vipmobile | 02 May 2008 | 0 comments

We had a little fun with a whiteboard, magnets, some goofy voices and a video camera. Take a look at the premiere of "How VeriSign Identity Protection Keeps George Happy and Safe Online".

vipmobile | 07 Apr 2008 | 0 comments

Say you've got a web application that you develop, and you want to provide your users a stronger form of authentication beyond a simple username and password. Or your users have been asking about two factor authentication, but actually implementing it never moves up on the priority list because your boss thinks it's too complicated, will require months of coding, and a giant new server farm to handle the extra authentication. Or you've got a PayPal Security Key or VIP Security Card and want to enable your own site to use it.

Welcome to the VIP Developer Test Drive!

Today we announced that we're making the API to the VIP Authentication Service freely available to developers to try out on...