"People behind the programs" is a topic that has held public interest for many years now. Although, when it comes right down to it, the people behind most of the programs have been the same sort for decades. Yes, it's true that the risk of identity theft is growing. And, it's also true that risks from phishing have increased. And, it is undeniably true that bots are a huge problem, and they weren't twenty years ago.
So, how can I say that the types of people behind most of the programs has not changed in over two decades? Easy. It's true. "But, how can this be?" you ask.
Stay tuned. I'll be writing more about this soon.